OPC Insurance Benefits

Health Insurance

Health Insurance plans are available through Anthem Blue Cross Blue Shield. These plans are traditional PPO plans that allow for health expenses not covered by the PPO plan to be reimbursed by the church (non-taxable for qualified expenses). The Anthem plan is part of a larger group plan, and is offered through Decisely, LLC.

Life Insurance

Life insurance is available through a MetLife plan with options for both guarantee issue (up to $200,000 or two times the annual ministerial salary) and voluntary/supplemental (up to $400,000). All OP ministers are eligible for guarantee issue life insurance regardless of age or health, while certain criteria must be met for voluntary/supplemental plans. Spouses are also eligible for the voluntary/supplemental benefit (up to $100,000, not to exceed 50% of the minister’s benefit). CMC partners with Drake, Lehner & Morgan, LLC, who will provide a quote and answer questions.

Long-Term Disability Insurance

Long-term Disability insurance is available through a MetLife plan with employer-paid options of 50% of monthly salary to $5,000, 60% to $5,000 and 60% to $10,000. An additional, voluntary option is available for 60% of monthly salary to $5,000. CMC partners with Drake, Lehner & Morgan, LLC, who will provide a quote and answer questions.

Vision and Dental Insurance

A variety of vision and dental insurance options are available through MetLife. Dental and vision plans include coverage for preventative and additional expenses. Dental plans include coverage for orthodontic costs. To learn more about dental insurance options and get a quote, please contact Drake, Lehner & Morgan, LLC.